Skip to content
Profile photo of a State Farm Agent named: Karen Chow
State Farm® Insurance Agent - Bellevue, WA

Karen Chow

Chow Ins and Fin Svcs Inc

1750 112th Ave NE Suite A208
Bellevue, WA 98004-3765
Located near downtown Bellevue, just across from Hidden Valley Sports Park / Baseball Field.
Speaking english, cantonese, mandarin, thai and chinese (other)
(425) 440-0343
State Farm® Insurance Agent - Bellevue, WA

Karen Chow

Chow Ins and Fin Svcs Inc

About me

Welcome November with Karen Chow State Farm! 🍁🦃🏡

November is a time for gratitude, family, and preparing for the holiday season! As the Pacific Northwest welcomes cooler temperatures and beautiful fall colors, it's a wonderful opportunity to reflect on what matters most.

I'm Karen Chow, your local State Farm® Insurance Agent in Bellevue, Washington. My team and I are proud to help individuals, families, and business owners with personalized insurance options and dependable service.

We proudly assist customers throughout Washington, Oregon, and Idaho, offering support in English, Cantonese (廣東話), and Mandarin (普通话).

🍂 Local Service with a Personal Touch

At Karen Chow State Farm, we believe insurance is about more than policies—it's about people, relationships, and understanding what's important to you.

Whether you're purchasing a home, adding a vehicle, starting a business, or planning for your family's future, our team is here to help you understand your options and make informed decisions.

We offer assistance with:

  • 🚗 Auto Insurance – Coverage options for your vehicles and changing driving needs.

  • 🏡 Homeowners & Renters Insurance – Helping protect your home and personal belongings.

  • ❤️ Life & Health Insurance – Exploring options for you and your loved ones.

  • 💼 Business Insurance – Coverage options for local business owners.

  • 📈 Financial Services & Retirement Preparation – Discussing available products and services for your future goals.

🍁 November in Bellevue: Preparing for the Holidays

As Thanksgiving approaches, Bellevue and the surrounding communities come alive with holiday gatherings, seasonal activities, and family traditions.

It's also a great time to review your insurance before the busy holiday season.

Whether you're planning a road trip, preparing your home for colder weather, or reflecting on changes you've experienced this year, a quick insurance review can help you determine whether your coverage still fits your needs.

November Tip: Check your vehicle before holiday travel, prepare your home for rainy and colder weather, and update your home inventory with any significant purchases made throughout the year.

❤️ Meet Karen Chow

I was born and raised in Hong Kong and moved to the United States in 1996. After spending 15 years in Dallas, Texas, I relocated to Seattle in 2011, and the Pacific Northwest has been home ever since.

Before becoming a State Farm agent, I spent approximately 20 years working in IT, digital transformation, and innovation with global organizations. My career included technical and strategic leadership roles across multiple countries.

One of my most meaningful professional experiences was serving as Head of People Change & Innovation at one of the largest life insurance companies in the Asia-Pacific region, where I helped lead innovation and organizational change across 13 countries.

Throughout my career, I've always been passionate about helping people, building relationships, and making a positive impact. Those experiences shaped the values I bring to my agency today: integrity, adaptability, empathy, and genuine care for others.

Becoming a State Farm agent and opening my own business was a dream come true, allowing me to continue doing what I love while serving my community.

A Little More About Me 🌿

I've been married to my husband, Ivan, since 2017, and I'm fortunate to have him as one of our wonderful agency team members!

We enjoy spending time with family, hiking, exploring national parks, and traveling together.

One of our favorite destinations is Japan, which holds a very special memory for us. Ivan and I became engaged at the summit of Mount Fuji while watching the sunrise—an unforgettable experience!

Whether we're exploring new places or enjoying the beauty of the Pacific Northwest, family and meaningful experiences remain at the heart of what matters most to me.

⭐ Grateful for 400+ Five-Star Google Reviews

We're incredibly thankful for the kind words and positive feedback our customers have shared.

Customer Testimonial Highlight:

"I have thoroughly enjoyed my initial dealings with Karen Chow and the friendly and efficient staff at her office. They are all easy to reach and quick to respond. I feel I now have the insurance that I need at as reasonable a cost as possible. I highly recommend Karen Chow and her kind office staff."

— Karen Chow State Farm Customer

🦃 Thankful for Our Community

As we celebrate Thanksgiving, I want to express my appreciation for our customers, team members, and the wonderful communities we serve.

Your continued support means so much to us, and we're grateful for the opportunity to build lasting relationships while helping with your insurance needs.

From all of us at Karen Chow State Farm, we wish you and your loved ones a wonderful November and a Happy Thanksgiving filled with warmth, happiness, and gratitude! 🍁❤️

Call, click, or stop by our Bellevue office. Our team is here to help with your insurance needs throughout Washington, Oregon, and Idaho!

Office Info

Location

1750 112th Ave NE Suite A208
Bellevue, WA 98004-3765
  • Located near downtown Bellevue, just across from Hidden Valley Sports Park / Baseball Field.
  • Elevator
  • Floor #2
  • Steps/stairs
Map & Directions
Speaking English, Cantonese, Mandarin, Thai and Chinese (Other)

Get a quote today

Office Info

Location

1750 112th Ave NE Suite A208
Bellevue, WA 98004-3765
  • Located near downtown Bellevue, just across from Hidden Valley Sports Park / Baseball Field.
  • Elevator
  • Floor #2
  • Steps/stairs
Map & Directions
Speaking English, Cantonese, Mandarin, Thai and Chinese (Other)

Insurance and Financial products offered

Call us 24/7 at (425) 440-0343

Our mission

Our mission is to provide our customers with the knowledge and coverage needed to protect what is most important to them. Our team of experienced professionals is dedicated to delivering exceptional customer service with respect, integrity, and professionalism. We are here to provide guidance whenever is needed and help customers prepare for their future and deal with unexpected events. We are more than just insurance, we are a trusted partner in protecting their world.

Meet the team

Welcome November with Karen Chow State Farm! 🍁🦃🏡

November is a time for gratitude, family, and preparing for the holiday season! As the Pacific Northwest welcomes cooler temperatures and beautiful fall colors, it's a wonderful opportunity to reflect on what matters most.

I'm Karen Chow, your local State Farm® Insurance Agent in Bellevue, Washington. My team and I are proud to help individuals, families, and business owners with personalized insurance options and dependable service.

We proudly assist customers throughout Washington, Oregon, and Idaho, offering support in English, Cantonese (廣東話), and Mandarin (普通话).

🍂 Local Service with a Personal Touch

At Karen Chow State Farm, we believe insurance is about more than policies—it's about people, relationships, and understanding what's important to you.

Whether you're purchasing a home, adding a vehicle, starting a business, or planning for your family's future, our team is here to help you understand your options and make informed decisions.

We offer assistance with:

  • 🚗 Auto Insurance – Coverage options for your vehicles and changing driving needs.

  • 🏡 Homeowners & Renters Insurance – Helping protect your home and personal belongings.

  • ❤️ Life & Health Insurance – Exploring options for you and your loved ones.

  • 💼 Business Insurance – Coverage options for local business owners.

  • 📈 Financial Services & Retirement Preparation – Discussing available products and services for your future goals.

🍁 November in Bellevue: Preparing for the Holidays

As Thanksgiving approaches, Bellevue and the surrounding communities come alive with holiday gatherings, seasonal activities, and family traditions.

It's also a great time to review your insurance before the busy holiday season.

Whether you're planning a road trip, preparing your home for colder weather, or reflecting on changes you've experienced this year, a quick insurance review can help you determine whether your coverage still fits your needs.

November Tip: Check your vehicle before holiday travel, prepare your home for rainy and colder weather, and update your home inventory with any significant purchases made throughout the year.

❤️ Meet Karen Chow

I was born and raised in Hong Kong and moved to the United States in 1996. After spending 15 years in Dallas, Texas, I relocated to Seattle in 2011, and the Pacific Northwest has been home ever since.

Before becoming a State Farm agent, I spent approximately 20 years working in IT, digital transformation, and innovation with global organizations. My career included technical and strategic leadership roles across multiple countries.

One of my most meaningful professional experiences was serving as Head of People Change & Innovation at one of the largest life insurance companies in the Asia-Pacific region, where I helped lead innovation and organizational change across 13 countries.

Throughout my career, I've always been passionate about helping people, building relationships, and making a positive impact. Those experiences shaped the values I bring to my agency today: integrity, adaptability, empathy, and genuine care for others.

Becoming a State Farm agent and opening my own business was a dream come true, allowing me to continue doing what I love while serving my community.

A Little More About Me 🌿

I've been married to my husband, Ivan, since 2017, and I'm fortunate to have him as one of our wonderful agency team members!

We enjoy spending time with family, hiking, exploring national parks, and traveling together.

One of our favorite destinations is Japan, which holds a very special memory for us. Ivan and I became engaged at the summit of Mount Fuji while watching the sunrise—an unforgettable experience!

Whether we're exploring new places or enjoying the beauty of the Pacific Northwest, family and meaningful experiences remain at the heart of what matters most to me.

⭐ Grateful for 400+ Five-Star Google Reviews

We're incredibly thankful for the kind words and positive feedback our customers have shared.

Customer Testimonial Highlight:

"I have thoroughly enjoyed my initial dealings with Karen Chow and the friendly and efficient staff at her office. They are all easy to reach and quick to respond. I feel I now have the insurance that I need at as reasonable a cost as possible. I highly recommend Karen Chow and her kind office staff."

— Karen Chow State Farm Customer

🦃 Thankful for Our Community

As we celebrate Thanksgiving, I want to express my appreciation for our customers, team members, and the wonderful communities we serve.

Your continued support means so much to us, and we're grateful for the opportunity to build lasting relationships while helping with your insurance needs.

From all of us at Karen Chow State Farm, we wish you and your loved ones a wonderful November and a Happy Thanksgiving filled with warmth, happiness, and gratitude! 🍁❤️

Call, click, or stop by our Bellevue office. Our team is here to help with your insurance needs throughout Washington, Oregon, and Idaho!

Tips for renting an apartment or a house

Here are some things to consider when renting an apartment to help you get ready before you move to your next rental property.

Is life insurance worth it?

When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.

Credit card, debit card & ATM security tips to help prevent card fraud

Do you know enough about credit card, debit card and ATM security? Here are a few tips to help protect you from debit card fraud, credit card fraud and more.

Basic financial terms glossary

Basic terms about credit, retirement and investing that may contribute to your financial knowledge.

View more articles

Simple Insights®

Tips for renting an apartment or a house

Here are some things to consider when renting an apartment to help you get ready before you move to your next rental property.

Is life insurance worth it?

When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.

Credit card, debit card & ATM security tips to help prevent card fraud

Do you know enough about credit card, debit card and ATM security? Here are a few tips to help protect you from debit card fraud, credit card fraud and more.

Basic financial terms glossary

Basic terms about credit, retirement and investing that may contribute to your financial knowledge.

View more articles